🏦 DMT Money Transfer | 💳 AEPS Cash Withdrawal | 🔁 BBPS Bill Payments | 🪪 PAN Card Services | 🏧 ATM / Micro ATM | 📱 Mobile & DTH Recharge | 🏠 Domestic Money Transfer | 🔐 Aadhaar KYC Verification | 💼 Business Correspondent Services | 🛡️ Fast. Secure. Reliable. — CashioPay | 🏦 DMT Money Transfer | 💳 AEPS Cash Withdrawal | 🔁 BBPS Bill Payments | 🪪 PAN Card Services | 🏧 ATM / Micro ATM | 📱 Mobile & DTH Recharge | 🏠 Domestic Money Transfer | 🔐 Aadhaar KYC Verification | 💼 Business Correspondent Services | 🛡️ Fast. Secure. Reliable. — CashioPay |

Trusted Network

Our business partners

Visa logo
Visa Card Network
Mastercard logo
Mastercard Card Network
RuPay logo
RuPay Card Network
NPCI / UPI logo
NPCI / UPI UPI Infrastructure
PhonePe logo
PhonePe UPI Partner
Google Pay logo
Google Pay UPI Partner
Paytm logo
Paytm Wallet & UPI
BBPS logo
BBPS Bill Pay Network
IRCTC logo
IRCTC Railway Ticketing
Amazon Pay logo
Amazon Pay Digital Payments
Visa logo
Visa Card Network
Mastercard logo
Mastercard Card Network
RuPay logo
RuPay Card Network
NPCI / UPI logo
NPCI / UPI UPI Infrastructure
PhonePe logo
PhonePe UPI Partner
Google Pay logo
Google Pay UPI Partner
Paytm logo
Paytm Wallet & UPI
BBPS logo
BBPS Bill Pay Network
IRCTC logo
IRCTC Railway Ticketing
Amazon Pay logo
Amazon Pay Digital Payments
State Bank of India logo
State Bank of India Banking Partner
HDFC Bank logo
HDFC Bank Banking Partner
ICICI Bank logo
ICICI Bank Banking Partner
Axis Bank logo
Axis Bank Banking Partner
Kotak Mahindra logo
Kotak Mahindra Banking Partner
Yes Bank logo
Yes Bank Banking Partner
Punjab National Bank logo
Punjab National Bank Banking Partner
Bank of Baroda logo
Bank of Baroda Banking Partner
IndusInd Bank logo
IndusInd Bank Banking Partner
Fino Payments Bank logo
Fino Payments Bank Banking Partner
State Bank of India logo
State Bank of India Banking Partner
HDFC Bank logo
HDFC Bank Banking Partner
ICICI Bank logo
ICICI Bank Banking Partner
Axis Bank logo
Axis Bank Banking Partner
Kotak Mahindra logo
Kotak Mahindra Banking Partner
Yes Bank logo
Yes Bank Banking Partner
Punjab National Bank logo
Punjab National Bank Banking Partner
Bank of Baroda logo
Bank of Baroda Banking Partner
IndusInd Bank logo
IndusInd Bank Banking Partner
Fino Payments Bank logo
Fino Payments Bank Banking Partner

Powerful Services Built for Your Business

Everything on this rack runs through one login — here's what's live today, and what's being wired in next.

AEPS — Aadhaar Enabled Payment

AEPS

Aadhaar Enabled Payment

Turn any counter into a micro-bank branch. Customers withdraw cash and check balance using nothing but Aadhaar and fingerprint.

  • Biometric authentication
  • Instant cash withdrawal
  • Balance enquiry & mini statement
Activate AEPS
DMT — Domestic Money Transfer

DMT

Domestic Money Transfer

Send money to any bank account in India in seconds, built on IMPS rails with real-time penny-drop verification.

  • IMPS instant transfer
  • Penny-drop verification
  • Real-time settlement
Activate DMT
Fino Suvidha DMT — Bank-backed Transfer

Fino Suvidha DMT

Bank-backed Transfer

A bank-backed micro-ATM transfer service integrated with Fino Payments Bank rails for fast, secure disbursements.

  • Bank-backed transactions
  • Secure biometric verification
  • Fast settlement
Activate Fino Suvidha DMT
mATM / mPOS — Micro ATM Withdrawal

mATM / mPOS

Micro ATM Withdrawal

Convert any smartphone or POS device into a micro ATM for instant cash withdrawal using debit cards.

  • Card-based withdrawal
  • Works on mobile POS
  • Real-time balance check
Activate mATM / mPOS
UPI Cash Point — QR Cash-out

UPI Cash Point

QR Cash-out

Let customers scan a QR code and withdraw cash instantly using their own UPI app — no card required.

  • QR-based cash-out
  • No card needed
  • Instant UPI settlement
Activate UPI Cash Point
PAN Card — New / Correction

PAN Card

New / Correction

Issue new PAN cards or process corrections for customers directly from your counter with NSDL-integrated processing.

  • New PAN application
  • Correction & updates
  • Application status tracking
Activate PAN Card
CMS — Cash Mgmt System

CMS

Cash Mgmt System

Streamline collection and disbursement of funds for businesses with a unified Cash Management System.

  • Centralized fund collection
  • Automated reconciliation
  • Multi-bank support
Activate CMS
Credit Card Bill — Bill Payment

Credit Card Bill

Bill Payment

Accept credit card bill payments across all major banks with instant confirmation for your customers.

  • All major banks supported
  • Instant payment confirmation
  • Low transaction charges
Activate Credit Card Bill
Payment Gateway — Online Collections

Payment Gateway

Online Collections

Accept online payments on your website or app with a secure, PCI-DSS compliant gateway.

  • Multiple payment modes
  • PCI-DSS compliant
  • Real-time settlement
Activate Payment Gateway
Railway Booking — IRCTC Ticketing

Railway Booking

IRCTC Ticketing

Book train tickets straight from your counter with live seat availability and instant e-tickets, fully IRCTC-compliant.

  • Live seat availability
  • PNR status check
  • Tatkal & general quota
Activate Railway Booking
Bus Booking — Intercity Travel

Bus Booking

Intercity Travel

Book intercity bus tickets across major operators with live seat maps and instant confirmation.

  • Live seat availability
  • Multiple bus operators
  • Instant e-ticket
Activate Bus Booking
Flight Booking — Air Travel

Flight Booking

Air Travel

Book domestic and international flight tickets at competitive fares directly from your counter.

  • Domestic & international flights
  • Competitive fares
  • Instant ticket generation
Activate Flight Booking
Insurance — Life & General

Insurance

Life & General

Sell life and general insurance policies with instant policy issuance and commission tracking.

  • Life & general insurance
  • Instant policy issuance
  • Commission tracking
Activate Insurance
Nepal Money — Cross-border Transfer

Nepal Money

Cross-border Transfer

Send money across the border to Nepal quickly and securely with real-time transfer tracking.

  • Cross-border transfer
  • Real-time tracking
  • Secure & compliant
Activate Nepal Money
FD / Credit Card — Fixed Deposit Card

FD / Credit Card

Fixed Deposit Card

Help customers open fixed deposits or apply for credit cards with partner banks, fully digital.

  • Digital FD opening
  • Credit card applications
  • Partner bank network
Activate FD / Credit Card
Gift Card — Brand Vouchers

Gift Card

Brand Vouchers

Sell digital and physical gift cards from popular brands directly to your customers.

  • Popular brand vouchers
  • Digital & physical cards
  • Instant activation
Activate Gift Card
Bank Account Opening — Instant Onboarding

Bank Account Opening

Instant Onboarding

Onboard customers to savings accounts instantly with paperless, video-KYC based account opening.

  • Instant account opening
  • Paperless video KYC
  • Multiple bank partners
Activate Bank Account Opening
Recharge — Mobile & DTH

Recharge

Mobile & DTH

Offer prepaid mobile and DTH recharges for all major operators with instant confirmation.

  • All operators supported
  • Mobile & DTH recharge
  • Instant confirmation
Activate Recharge
BBPS — All Bill Payments

BBPS

All Bill Payments

Enable customers to pay all their utility bills — electricity, gas, water and more — through one BBPS-compliant platform.

  • All bill categories
  • BBPS-compliant
  • Instant receipt
Activate BBPS
Payout API — Bulk Disbursement

Payout API

Bulk Disbursement

Automate bulk vendor and salary payouts directly from your business account with a simple API.

  • Bulk disbursement
  • Simple API integration
  • Real-time payout status
Activate Payout API
Electricity Bill — Instant Payment

Electricity Bill

Instant Payment

Let customers pay electricity bills instantly for all major state boards across India.

  • All state boards
  • Instant bill payment
  • Digital receipt
Activate Electricity Bill

Compliant infrastructure, built to scale with you.

10,000+ Retail Partners
21 Services on One API
99.4% Transaction Success Rate
200ms Average API Response
28 States Covered
10,000+ Retail Partners
21 Services on One API
99.4% Transaction Success Rate
200ms Average API Response
28 States Covered
Join 10k+ partners already on CashioPay

Ready to write your own entry on the receipt?

No franchise fee. No hidden charges. Onboarding takes under 10 minutes.