AEPS Banking
Aadhaar-authenticated cash withdrawal, balance enquiry and mini statements — no card or PIN needed.
Trusted by
Banks, Regulators & Industry Experts
One Login, Six Businesses
Every service your customers ask for, under one roof
BBPS Bill Payments
Electricity, water, gas, DTH, broadband and 200+ billers settled instantly with digital receipts.
Domestic Money Transfer
Send funds to any bank account in India within seconds, backed by real-time IMPS rails.
Mobile & DTH Recharge
Prepaid, postpaid and DTH recharges across every telecom operator, with same-second confirmation.
Bulk Payouts
Vendor settlements, salary disbursals and B2B payments via API, dashboard or bulk file upload.
Travel Bookings
Bus, rail and flight ticketing with live inventory and partner-level commission on every booking.
Identities and Livelihoods
Empowering Entrepreneurs and Creating Sustainable Livelihoods Across India
Business Story
"Today I run my own AEPS counter — and my own business."
Retail Partner Story
Women Empowerment
"CashioPay gave me the confidence to serve my whole village."
Women Empowerment
Rural Banking
"CashioPay brought the nearest bank branch to my doorstep."
Rural Banking Revolution
Digital Payments
"Every bill, every recharge, every transfer — one counter."
Digital Payments Journey
Financial Inclusion
"From serving a few neighbors to my area's trusted digital banking partner."
Financial Inclusion Success
How we take an idea from call to launch
Five stages, one team — no handoffs between agencies for talk, build, design or support.
01
AEPS
Secure Aadhaar Enabled Payment Services that make cash withdrawal and essential banking transactions simple and accessible.
AEPS
02
BBPS
Fast and reliable Bharat Bill Payment Services for electricity, water, gas, mobile and other everyday bill payments.
BBPS
03
DMT
Domestic Money Transfer services that enable quick, convenient and secure fund transfers across India.
DMT
04
Recharge
Reliable mobile and DTH recharge services with quick processing and seamless digital payment support.
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Recharge
05
Payout
Powerful payout solutions that help businesses send funds securely and efficiently to customers and partners.
Payout
Got Questions?
Frequently Asked Questions
Everything you need to know about becoming a CashioPay retail partner and running AEPS, BBPS, DMT and more from your counter.
AEPS (Aadhaar Enabled Payment System) lets your customers withdraw cash using just their Aadhaar number and fingerprint — no ATM card needed. As a CashioPay partner, you earn a commission on every transaction, settled instantly to your wallet.
Electricity, water, gas, DTH, broadband, insurance premiums, loan EMIs and more — BBPS covers 20,000+ billers pan-India. Your customers pay in-store, you earn a commission on every successful bill payment.
Most domestic money transfers settle to the beneficiary's bank account within seconds via IMPS rails. Daily transfer limits go up to ₹2,00,000 per customer, subject to RBI and partner-bank guidelines.
Yes — prepaid mobile, DTH, data cards and fastag recharges are all available in the same CashioPay dashboard alongside your AEPS, BBPS and DMT services. One login, every service.
Commissions are credited to your CashioPay wallet in real time after every successful transaction. You can withdraw to your linked bank account anytime — most payouts land within 24 hours.
Just a valid Aadhaar and PAN, a biometric device for AEPS, and a smartphone or PC. Onboarding takes under 15 minutes and there's no upfront franchise fee to get started.
Partners Love Us
Lakhs of counters. Real words.
Unfiltered feedback from kirana stores, BC agents and AEPS operators running CashioPay every day — in their own words.
RY
"Bhai pehle bahut tension rehti thi settlement ke liye. CashioPay ke baad…"
★★★★★
Everything a retail partner
needs — built into one platform
10,000+ active partners trust CashioPay because it's fast, simple and pays instantly.
Instant Commission
on Every Transaction
Your wallet is credited the moment a transaction settles — AEPS, BBPS, DMT or Payout. No waiting. No batch processing.
₹0
Franchise Fee
One Dashboard
Six Services
AEPS · BBPS · DMT · Recharge · Payout · Travel — all from a single login, no switching apps.
RBI & NPCI
Compliant
Built on regulated rails — AUA/KUA licensed, IRDAI certified, partnered with Kotak, AXIS, YES Bank and more.
Live in 15 minutes
-
Submit Aadhaar & PAN Online, no branch visit needed
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Instant Verification KYC done digitally in seconds
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Activate Your Counter Start transacting immediately
Hindi & English
Dedicated partner helpline with average response under 60 seconds, available round the clock.
10K
Partners
200+
Billers
₹100Cr+
Monthly